The core problem within the ghetto is the vicious circle created by the lack of decent housing, decent jobs and adequate education. The failure of these three fundamental institutions to work has led to alienation of the ghetto from the rest of the urban area as well as to deep political rifts between the two communities. In America we judge by American standards, and by this yardstick we find that the black man lives in incredibly inadequate housing, shabby shelters that are dangerous to mental and physical health and to life itself. [...] Urban renewal and highway clearance programs have forced black people more and more into congested pockets of the inner city. Since suburban zoning laws have kept out low-income housing, and the Federal Government has failed to pass open-occupancy laws, black people are forced to stay in the deteriorating ghettos. Thus crowding increases, and slum conditions worsen. [...] Here we begin to understand the pervasive, cyclic implications of institutional racism. Barred from most housing, black people are forced to live in segregated neighborhoods and with this comes de facto segregated schooling, which means poor education, which leads in turn to ill-paying jobs.